JR/T 0025.14-2013 English PDF (JRT0025.14-2013)

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JR/T 0025.14-2013: China financial integrated circuit card specifications. Part 14: Comprehensive application specification based on contactless low-value payment application
JR/T 0025.14-2013
JR
FINANCIAL INDUSTRY STANDARD
OF THE PEOPLE’S REPUBLIC OF CHINA
ICS 35.240.40
A 11
Registration number.
China financial integrated circuit card specifications -
Part 14. Comprehensive application specification
based on contactless low-value payment application
ISSUED ON. FEBRUARY 05, 2013
IMPLEMENTED ON. FEBRUARY 05, 2013
Issued by. People’s Bank of China
Table of Contents
Foreword ... 3 
Introduction ... 5 
1 Scope ... 6 
2 Normative references ... 6 
3 Terms and definitions ... 7 
4 Symbols and abbreviations ... 10 
5 Standard time-sharing section purchase transaction process ... 12 
5.1 Section purchase transaction flow chart ... 12 
5.2 Section purchase transaction process description ... 14 
6 Offline pre-authorization transaction process ... 20 
6.1 Offline pre-authorization transaction flow chart ... 20 
6.2 Description of offline pre-authorization transaction process ... 22 
7 Single deduction discount process ... 28 
8 Security requirements ... 31 
8.1 Key description ... 31 
8.2 Security mechanism ... 32 
9 Comprehensive application personalization requirements ... 32 
Appendix A (Normative) Added comprehensive application specified
commands ... 34 
Appendix B (Normative) Comprehensive application specified files ... 42 
Appendix C (Normative) Definitions of comprehensive application file short file
identifier ... 44 
Appendix D (Normative) New data element ... 45 
Appendix E (Informative) Example of section purchase transaction application
... 47 
Appendix F (Informative) Industry application opening guide ... 56 
Foreword
JR/T 0025 “China financial integrated circuit card specifications” is divided into
the following parts.
- Part 1. Electronic purse/electronic deposit application card specification
(abolished);
- Part 2. Electronic purse/electronic deposit application specification
(abolished);
- Part 3. Specification on application independent ICC to terminal interface
requirements;
- Part 4. Debit/credit application overview;
- Part 5. Debit/credit application card specification;
- Part 6. Debit /credit application terminal specification;
- Part 7. Debit/credit application security specifications;
- Part 8. Contactless specification independent of application;
- Part 9. Electronic purse comprehensive application guide (abolished);
- Part 10. Debit/credit card personalization guide;
- Part 11. Contactless integrated circuit card communication specification;
- Part 12. Contactless integrated circuit card payment specification
- Part 13. Low-value payment specifications based on debit/credit
application;
- Part 14. Comprehensive application specification based on contactless
low-value payment application;
- Part 15. Electronic cash dual-currency payment specification;
- Part 16. IC card internet terminal specification;
- Part 17. Enhanced debit/credit application security specification.
This part is part 14 of JR/T 0025.
This part was drafted in accordance with the rules given in GB/T 1.1-2009.
This part was proposed by the People's Bank of China.
This part shall be under the jurisdiction of the National Financial
Standardization Technical Committee (SAC/TC 180).
The main drafting organizations of this part. People's Bank of China, Industrial
and Commercial Bank of China, Bank of China, China Construction Bank,
Agricultural Bank of China, Bank of Communications, Shanghai Pudong
Development Bank, China Postal Savings Bank, China UnionPay Co., Ltd.,
China Financial Electronics Co., Ltd., Bank Card Testing Center, Banknote
Credit Card Industry Development Co., Ltd., G and D (China) Information
Technology Co., Ltd., VeriFone (China) Information System Co., Ltd., Fujian
Liandi Commercial Equipment Co., Ltd.
The main drafters of this part. Wang Yonghong, Li Xiaofeng, Lu Shuchun, Pan
Runhong, Du Ning, Chen Zendong, Wu Xiaoguang, Li Chunhuan, Liu Zhigang,
Zhang Yongfeng, Tang Qinying, Li Xin, Zhang Dong, Wang Hongjian, Li Yifan,
Yu Qin, Zhou Xinheng, Zhang Bu, Feng Ke, Li Jianfeng, Xiang Qian, Tu
Xiaojun, Qi Dapeng, Yu Yining, Zeng Jingjing, Chen Zhenyu, Zheng Yuanlong,
Nie Shu, Bai Xuejing, Li Zida, Shen Zhuoqun, Liu Shiying, Yu Haitao, Weng
Xiucheng.
This part is the first release.
Introduction
This part, part 14 of JR/T 0025, together with part 4, part 5, part 6, part 7, part
12 and part 13, form the debit/credit low-value payment comprehensive
application.
This part mainly defines the content related to the comprehensive application
of the low-value payment, that is, the technical implementation of the low-value
payment comprehensive application and the types of transactions supported.
The unspecified content in this part is in consistent with the standard
debit/credit applications and low-value payment applications, and the relevant
requirements are described in in JR/T 0025.4, JR/T 0025.5, JR/T 0025.6, JR/T
0025.7, JR/T 0025.12, JR/T 0025.13 and JR/T 0025.17.
China financial integrated circuit card specifications -
Part 14. Comprehensive application specification
based on contactless low-value payment application
1 Scope
This part makes relevant requirements and specifications for the
comprehensive applications based on contactless low-value payment
application, which is mainly used for such low-value payment scenarios as
section purchase, offline pre-authorization, and single deduction discount, and
so on.
This part is applicable to the areas, card issuers and merchants that implement
the qPBOC. The objective user is mainly the card design, manufacture,
management, issuance and acceptance, application system research,
development, integration and maintenance, and other departments (units)
related to the application of the financial IC card.
The requirements for quick debit/credit contactless payment application
(qPBOC) are defined in JR/T 0025.12. The requirements for physical
characteristics, RF power and signal interface, initialization, collision detection,
and transmission protocols are defined in JR/T 0025.8 and JR/T 0025.11.
2 Normative references
The following documents are essential to the application of this document. For
the dated documents, only the versions with the dates indicated are applicable
to this document; for the undated documents, only the latest version (including
all the amendments) are applicable to this document.
JR/T 0025.4 China financial integrated circuit card specifications - Part 4.
Debit/credit application overview
JR/T 0025.5 China financial integrated circuit card specifications - Part 5.
Debit/credit application card specification
JR/T 0025.6 China financial integrated circuit card specifications - Part 6.
Debit/credit application terminal specification
JR/T 0025.7 China financial integrated circuit card specifications - Part 7.
Debit/credit application security specification
JR/T 0025.8 China financial integrated circuit card specifications - Part 8.
Contactless specification independent of application
JR/T 0025.11 China financial integrated circuit card specifications - Part 11.
Contactless integrated circuit card communication specification
JR/T 0025.12 China financial integrated circuit card specifications - 12.
Contactless integrated circuit card communication specification
JR/T 0025.13 China financial integrated circuit card specifications - Part 13.
Low-value payment specifications based on debit/credit application