JR/T 0025.3-2013 English PDF (JR/T0025.3-2013)

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JR/T 0025.3-2013: China financial integrated circuit card specifications - Part 3: Specification on application independent ICC to terminal interface requirements
JR/T 0025.3-2013
JR
ICS 35.240.40
A 11
FINANCIAL INDUSTRY STANDARD
OF THE PEOPLE’S REPUBLIC OF CHINA
Replacing JR/T 0025.3-2010
China financial integrated circuit card specifications -
Part 3. Specification on application independent ICC
to terminal interface requirements
ISSUED ON. FEBRUARY 5, 2013
IMPLEMENTED ON. FEBRUARY 5, 2013
Issued by. the People’s Bank of China
Table of Contents
Foreword ... 4 
Introduction ... 6 
1 Scope ... 7 
2 Normative references ... 7 
3 Terms and definitions ... 8 
4 Symbols and abbreviations ... 12 
5 Electromechanical interface ... 16 
5.1 Low voltage IC card transplant ... 16 
5.2 Mechanical properties of IC card ... 17 
5.3 Electrical characteristics of IC card... 18 
5.4 Mechanical properties of terminals ... 22 
5.5 Electrical characteristics of terminal... 24 
6 Card operation process ... 28 
6.1 Normal card operation process ... 29 
6.2 Abnormal termination of transaction process ... 32 
7 Physical transmission of characters ... 32 
7.1 Bit duration time ... 32 
7.2 Character frame ... 33 
8 Answer to reset ... 34 
8.1 Physical transmission of loopback character during answer tor reset period
... 34 
8.2 IC card loopback character during ATR period ... 35 
8.3 Character definition ... 36 
8.4 Behaviors of the terminal during ATR process ... 44 
8.5 Answer to reset - terminal process ... 45 
9 Transport protocol ... 46 
9.1 Physical layer ... 47 
9.2 Data link layer ... 47 
9.3 Terminal transport layer ... 60 
9.4 Application layer ... 67 
10 Files ... 69 
10.1 File structure ... 69 
10.2 File reference ... 70 
11 Command ... 71 
11.1 Message structure ... 71 
11.2 Read record C-APDU / R-APDU ... 73 
11.3 Select C-APDU / R-APDU ... 74 
12 Application selection ... 76 
12.1 Overview of application selection ... 76 
12.2 IC card data used in application selection ... 78 
12.3 Establishing the candidate list ... 80 
13 Reservation and use of AID ... 87 
13.1 Structure and length of the application identifier (AID) ... 87 
13.2 Overall code of application provider identifier (AID) ... 88 
13.3 Dedicated application identifier extension (PIX) code ... 88 
13.4 Definition of application type code ... 88 
Annex A (Informative) Example of using T= 0 protocol exchange ... 90 
Annex B (Normative) Data element sheet ... 93 
Annex C (Informative) Example of directory structure ... 96 
Bibliography ... 97 
Foreword
JR/T 0025 “China financial integrated circuit card specifications” is divided into following
parts.
— Part 1. Electronic wallet/electronic deposit application card specifications (repealed);
— Part 2. Electronic purse/electronic deposit application specifications (repealed);
— Part 3. Application independent IC card and terminal interface specifications;
— Part 4. Debit/credit application specifications;
— Part 5. Debit/credit card application card specifications;
— Part 6. Debit/credit application terminal specifications;
— Part 7. Debit/credit application safety specifications;
— Part 8. Application independent non-contact specifications;
— Part 9. Electronic purse extended application guide (appealed);
— Part 10. Debit/credit application personalization guide;
— Part 11. Non-contact IC card communication specifications;
— Part 12. Non-contact IC card payment specifications;
— Part 13. Micro-payment specifications based on debit/credit application;
— Part 14. Non-contact IC card micro-payment expanded application specifications;
— Part 15. Electronic cash dual-current payment application specifications;
— Part 16. IC card internet terminal specifications;
— Part 17. Debit/credit application security enhancement specifications.
This is part 3 of JR/T 0025.
This part is drafted according to the rules provided in GB/T 1.1-2009.
This part replaces JR/T 0025.3-2010 “China financial integrated circuit (IC) card
specifications-Part 3. Debit/credit application independent IC card and terminal interface
requirements”.
Compared with JR/T 0025.3-2010, main changes are as follows.
China financial integrated circuit card specifications –
Part 3. Specification on application independent ICC to
terminal interface requirements
1 Scope
This part of JR/T 0025 specifies content on application independent IC card and terminal
interface, including electromechanical interface of card, card operation process, physical
transmission of characters, answer to reset, transport protocols, files, commands, and
application selection mechanism.
This part applies to IC card and terminal manufacturers, system designer of payment
system, and the personnel of developing IC card financial application.
2 Normative references
The articles contained in the following documents have become part of this document when
they are quoted herein. For the dated documents so quoted, all the modifications (Including
all corrections) or revisions made thereafter shall be applicable to this document.
GB/T 2659 Codes for the representation of names of countries and regions
GB/T 4880.1 Codes for the representation of names of language - Part 1. Alpha-2 code
GB/T 15120.1 Identification cards-Recording technique - Part 1. Embossing
GB/T 15120.3 Identification cards-Recording technique - Part 3. Location of embossed
characters on ID-1 cards
GB/T 16649.1 Identification cards - Integrated circuit (s) cards with contacts - Part 1.
Physical characteristics
GB/T 16649.2 Identification cards-Integrated circuit (s) cards with contacts - Part 2.
Dimensions and location of the contacts
GB/T 16649.3 Identification cards - Integrat...